A woman is diagnosed with diabetes at age 40. She lives until age 80, but her quality of life is reduced by half, due to severe disabilities associated with her condition. Assuming her life expectancy is 82 years, calculate her Years Lived with Disability (YLD)

Latesha moore has a choice at work between a traditional health insurance plan that pays 80 percent of the cost of doctor visits after a $250 deductible and an hmo that charges an $8 co-payment per visit + a $20 monthly premium deduction from her paycheck. latesha anticipates seeing a doctor once a month for her high blood pressure. the cost of each office visit is $50. she normally sees the doctor an average of three times a year for other health concerns. comment on the difference in costs between the two health care plans and the advantages and disadvantages of each.