Which of the following statements about defensive medicine is true?
a. it can mean excessive medical tests.
b. insurance companies encourage it.
c. it's motivated by the needs of the patient.
d. it's the result of fewer malpractice claims

The theory of vicarious liability or ostensible agency can expose a health plan to the risk thatit could be held liable for the acts of independent contractors. factors that may give rise to theassumption that an agency relationship exists between a health plan and its independentcontractors include