How is universal life insurance different from other permanent life plicies?

Universal is for every one permenant is not ok hope I helped

Whole life insurance policies have a fixed premium, meaning you pay the same amount each and every year for your coverage. Much like universal life insurance, whole life has the potential to accumulate cash value over time, creating an amount that you may be able to borrow against.

What are the options?

Answerpoor public health services;