An example of a phobia is: a
a mother worries about her child walking to school.
b
a person is afraid to take drugs for fear of an overdose.
c
a person continues to believe that something has not really happened.
d
a person panics in elevators and therefore avoids them.

Latesha moore has a choice at work between a traditional health insurance plan that pays 80 percent of the cost of doctor visits after a $250 deductible and an hmo that charges an $8 co-payment per visit + a $20 monthly premium deduction from her paycheck. latesha anticipates seeing a doctor once a month for her high blood pressure. the cost of each office visit is $50. she normally sees the doctor an average of three times a year for other health concerns. comment on the difference in costs between the two health care plans and the advantages and disadvantages of each.