What factor has the biggest impact on credit score

The biggest factor impacting your credit is your payment history, which makes up 35% of your FICO® Score☉ . A close second is the amount of credit you're using, which accounts for 30% of your payment history

Explanation:

i just looked it up

for respect usually. some people might be little awkward if you meet or some would be different. usually   you dont love people when you meet them depends on the type of person.

hope this

the answer is false, i know this answer is late but its for anyone else that needs it.