If you are swimming at the sandy beach of a meandering river, chances are that you are along the along an oxbow inside of the meander outside of the meander

If you are swimming chances are that you are ALONG THE OUTSIDE OF THE MEANDER.
A meander refers to a bend in a water course or a river. A meander is formed when moving water current in a stream erode the outer bank and widen its valley. The deposition formed by the river is always outside the meander.

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