What are the characteristics of an annual percentage rate? Check all that apply. It can change over time for certain kinds of loans. It is the interest charged each year for a loan. It requires the borrower to pay all the principal at once. It can be reduced to reflect the borrower’s credit history. It has little impact on the amount the b

Technology has affected regional settlement patterns in what ways? choose all that apply. climatic improvement strategies have improved crop productivity. mechanized agricultural methods have improved agricultural productivity. participation in the global economy has increased urbanization. population shifts from urban to rural areas has increased as a result of petroleum production. settlement areas have increased as a result of improved water storage and delivery systems.