Jim and Jennifer have excellent credit, and they purchased property with a mortgage. Soon, they experienced financial difficulty and were late on one payment. However, all subsequent payments have been on time. Which of the following is the most probable consequence of Jim and Jennifer's late payment?

the choice that is not a technique that you should use to come up with ideas for the topic of a research project is, writing about academic subjects that are not interesting to you. this does not belong to the techniques to come up with ideas because having no interest in a certain topic will lose your drive to come up with better ideas. it gives no room for improvement and acquiring of new ideas and information. 

explanation:

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it provides a unique and personal perspective on a significant historical event.