Which individual is most likely making good choices about their lifelong personal finances? *
Thomas uses his credit card to pay bills and makes the minimum payment each
month.
O Monica files for bankruptcy to avoid making monthly payments on her home. .
O James has invested a portion of his paycheck each month to his retirement fund.
Karen cashes in her retirement fund to build the home of her dreams.

james

Explanation:

if james keeps doing this he will be set for the future and more stable than the others.

(i can't select because there is no options but, i will answer) using evidence effectively. most of the assignments you will do in university will ask you to make an argument, to take a stance, or to prove a hypothesis. the best way to do this is to research the topic, develop a thesis statement, hypothesis, or claim and then use evidence to support this claim.

information must be sent by government offices to local town to be read at town meetings

apexxx