The
paragraph gives the reader directions on how he or she can do
something

yes and no

Explanation:

the paragraph gives the writer directions on further writting but doesn't give directions to reader coz he is just the reader

the theme of universality in town is expressed in ensuring all citizens upon the occurrence of a relevant social circumstance (sickness, unemployment, old age, employment injury, having many children, maternity, disability, loss of the breadwinner, etc.)