An insurance premium is... the amount of money you have to pay for services
before insurance covers the rest.
a commission paid to the agency for the purchase
of a policy
the amount of money you pay for an insurance
policy
an extra fee you need to pay your insurance for
filing a claim out of network

what part do you need with?

the african society basically suffered the consequences of colonization and apartheid directly attacking the black people, first, during the colonialism and its main idea which which "white people" had better rights, affecting   them principally in the right to establish black people in their territories, access to quality education and health services and took away any civil right even to the black people to feel they have the same opportunities as the settlers.

the flighty purpose never is o'ertook / unless the deed go with it"