DUCATION
ORAL TASK - PREPARED SPEECH​

all of these investments exhibit common risk factors. these investments show signs of problems with upper management. quarterly earnings are not up to snuff. emerging markets, while sometimes lucrative, are inherently risky. there could possibly be a discrepancy in the debt to cash flow ratio. the potential returns of each investment range wildly. buy and hold for dear life is not a wise investing philosophy, but an investor's exposure to risk is at their own discretion. with the very thin evidence that is available to me concerning fraudulent behavior, i would recommend consulting with another financial planner, possibly keep a lawyer on retainer, and keep a book with finra and sec guidelines handy.

the correct answer is 3. her

this is so because the correct word to fill the gap is making reference to the subject "each of my sisters".

this subject is singurar due to the use of the word "each". although we have a group of people (sisters) mentioned here, the quantifier (each) singularizes the members of that group turning the subject into a singular one.

the word sister carries the female gender features.

so the referent should be singular in number and female in gender.