read the passage.

young adults in this country are in a credit crisis. it is too easy for them to get credit cards, and companies make having a card look like fun. students sign up for credit cards to get free t-shirts. instead, the credit card companies should be focusing on the responsibilities that come with having credit and the problems that can occur when the bill is not paid on time.
what is a cause of the credit crisis?

1credit card companies should focus on creating responsible users.
2credit card companies give away free t-shirts.
3young adults do not know they should pay their bills on time.
4it is too easy for young adults to get credit cards.

Me which theme is developed by the changing relationship between the narrator and his daughter in this excerpt ? as she grew older, she spent more of her time with girls. so much time indeed did she spend with them that she came no more, as she used to do, to her father’s room. i was scarcely on speaking terms with her. when mini and her father stop communicating, it develops the theme that children should not speak unless spoken to. as mini becomes more independent, it develops the theme that parents must learn to let go as their children grow up. as mini spends more time with friends, it develops the theme that young people are more influenced by peers than by parents. when mini and her father see each other far less often, it develops the theme that absence makes the heart grow fonder.