Conservation between two people about advantages and disadvantages of online payment

Explanation:

Setting: Two friends (Peter and Paul) are discussing about online payment. Then the argument about its advantages and disadvantages comes up. Here is the conversation.

Peter: Online payment is good. And I'm happy most merchànts are now using it.

Paul: No it is not. There are a lot of disadvantages.

Peter: Are you sure? The advantages of online payments are tremendous. These include:

1. Easy payment from home or anywhere in the world.

2. It is faster

3. It is safer as you won't carry cash around

4. It can be done at any time of the day.

Paul: Hmmm. That's true, but there are disadvantages too. And they include:

1. Online payments needs an internet network, there may be unavailability sometimes.

2. It exposes payers or customers to online fràudsters or oñline hàckers

3. Some merchant's ónline payments platform are not fully efficient

4. Increased chance of late confirmation of money paid by payers or customers.

Peter: Ooh?! You're right too. Let's agree it has both merits and demerits then.

Paul: Yes mate.

i would say the correct answer is not concrete.

why? ? and you will probably get ban

explanation:

yes a mod can probably ban you, and will if you continue to spam. i don't know why you would want to be ban.