Why might this part of king’s speech be considered controversial

It is important to learn about finances. take, for instance, the old rule of saving ten percent of every paycheck. are most people aware that theyshould immediately take that percentage out of their paycheck and put it into savings? balancing your checkbook is another important element ofkeeping track of your money. buy a money tracking program and use it to manage your money. another important tip is to speak with a financialplanner and learn about stocks and bonds. come up with a savings plan that includes a 401k, stocks, and bonds. and start young. the longer youwait to save, the less compound interest you will accumulate.which is the best title for this paragraph?

This excerpt is an example of a claim of a. fact b. policy c. value d. definition

Read this excerpt from leah missbach day's foreword to wheels of change.bicycles have long played a role in my life. as a young woman, i rode one year-round before i had a car. but it was later in adulthood that the bicycle became more than a source of transportation for me. the bicycle actually began to truly shape the way i saw the world.what is the author's purpose for including this in the foreword?