Why might variable expenses change a great deal at different times of year? Heating and cooling costs might vary considerably. Income taxes and withholdings may increase or decrease. Car loan payments become higher in certain seasons. Discretionary spending may rise when fixed expenses rise.

in 1636, roger williams settled at the tip of narragansett bay after being banished from the massachusetts bay colony for his religious views, on land granted to him by the narragansett tribe. he called the site "providence plantation" and declared it a place of religious freedom.

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a) if everyone could run, jump and throw like isabela, we would have the best team in the state.