How do you change a verb onto a present tense

Although the account is in good standing at this point in time. is this sentence incomplete or complete?

Read this excerpt from leah missbach day's foreword to wheels of change.bicycles have long played a role in my life. as a young woman, i rode one year-round before i had a car. but it was later in adulthood that the bicycle became more than a source of transportation for me. the bicycle actually began to truly shape the way i saw the world.what is the author's purpose for including this in the foreword?

What phrase from "speech after being convicted of voting" most engages the audience's sense of pathos, or their emotions?