Health insurance protects a person from a loss due to injury or illness. How is offering a health care package to employees a compensation benefit? A)Employers often offer 100% coverage for health in exchange for a decrease in salary. This allows employees to get health care coverage for free, but must also consider the pay cut. B)Health insurance coverage is a federal law that employers must offer employees. The federal government passed this into law so that all U. S. employees would be covered with healthcare benefits. This helps to eliminate the competitive nature of the market. C)Employers typically offer employees health care options. However, they only pay on around 15% while the employee pays the difference. The benefit of choosing healthcare with an employer is that you do not have to conduct their own searches to find health care coverage. D)On average employers who offer health benefits pay around 80% of the health insurance policy and the employees pay the difference. By offering health insurance coverage employees are able to cover their families at a lower rate than if they sought health insurance on their own.

What role must the audience play in the creation of an argument? how do bubbles(communities) complicate audience? should audiences be smarter? if yes, how do you make people smarter?

Excerpt from 100% - the story of a patriot upton sinclair 10 so peter walked along, with his belt drawn tight, and his restless blue eyes wandering here and there, looking for a place to get a meal. there were jobs to be had, but they were hard jobs, and peter wanted an easy one. there are people in this world who live by their muscles, and others who live by their wits; peter belonged to the latter class; and had missed many a meal rather than descend in the social scale. 11 peter looked into the faces of everyone he passed, searching for a possible opening. some returned his glance, but never for more than a second, for they saw an insignificant looking man, undersized, undernourished, and with one shoulder higher than the other, a weak chin and mouth, crooked teeth, and a brown moustache too feeble to hold itself up at the corners. peters' straw hat had many straws missing, his second-hand brown suit was become third-hand, and his shoes were turning over at the sides. in a city where everybody was "hustling," everybody, as they phrased it, "on the make," why should anyone take a second glance at peter gudge? why should anyone care about the restless soul hidden inside him, or dream that peter was, in his own obscure way, a sort of genius? no one did care; no one did dream. 12 it was about two o'clock of an afternoon in july, and the sun beat down upon the streets of american city. there were crowds upon the streets, and peter noticed that everywhere were flags and bunting. once or twice he heard the strains of distant music, and wondered what was "up." peter had not been reading the newspapers; all his attention bad been taken up by the quarrels of the smithers faction and the lunk faction in the first apostolic church, otherwise known as the holy rollers, and great events that had been happening in the world outside were of no concern to him. peter knew vaguely that on the other side of the world half a dozen mighty nations were locked together in a grip of death; the whole earth was shaken with their struggles, and peter had felt a bit of the trembling now and then. but peter did not know that his own country had anything to do with this european quarrel, and did not know that certain great interests throughout the country had set themselves to rouse the public to action. based on the author's characterization of peter in paragraphs 10, 11, and 12, which word best describes him? a) industrious b) loyal c) patriotic d) poor

3one of the biggest impacts a building has on earth is the energy it uses. currently, most of the world’s energy comes from burning fossil fuels. these fuels are dirty and when they are burned they pollute the air and water. one way to burn fewer fossil fuels is to reduce the amount of electricity a building has to use. passive solar heating, which uses heat from the sun, reduces the amount of fossil fuel used to heat buildings. passive solar heating requires a south-facing wall made of glass. when sunlight shines through the wall, it is collected and used to warm the building. another way green buildings reduce their electricity use is to install other energy sources. for example, some green buildings use panels that turn energy from the sun into useable electricity. which is the best summary of paragraph 3? a) fossil fuels are dirty and pollute the air and water. most of the world's energy comes from these fuels. b) the biggest problem of buildings is that they use fuel that is dirty for heating. they need to do something to be more energy efficient. c) panels that turn energy from the sun into electricity and passive solar heating can stop the burning of fossil fuels which pollute air and water. d) since fossil fuels are dirty and pollute the air and water, other technologies that pollute less and produce energy have been developed like solar energy and green buildings.