What is the effect of the authors use of a third-person limited narrator in “the bet”? how would the story be different with a first-person narrator or an omniscient narrator?

The courage that my mother had went with her, and is with her still: rock from new england quarried; now granite in a granite hill. the golden brooch my mother wore she left behind for me to wear; i have no thing i treasure more: yet, it is something i could spare. oh, if instead she'd left to me the thing she took into the grave! - that courage like a rock, which she has no more need of, and i have. based on the 2nd stanza, how does the speaker feel about the golden brooch that was passed down from the mother to child? question 2 options: a: the speaker thinks it was a waste of money b: the speaker places a high value on the item c: the speaker never wears the brooch d: the speaker feels it could be easily replaced