Your friend has a trust fund that will pay him $100,000 at the end of 10 years. your friend, however, wants his money today. he promises to sign his trust fund over to you if you give him some money today. you require a 20% interest rate on money you lend to friends. how much would you be willing to lend under these terms?

need water need food need shelter need air need money want cars want games want tv want cable

explanation:

taking into account that a theme is the central topic a text treats and can be developed through a story, play, poem etc. the following are themes that can be further developed:  

my best friend jeffrey has many unusual interests. (the story could be about each of the unususal interests)

once a man gives his soul over to evil, he can never go back. (this could be a saying or a proverb)

the three sheepdogs lay around the yard all day. (it could be developed detailing how each of these sheepdogs lay around)

a priest's collar has an unusual effect upon people. (it could be developed detailing the different effect upon people)

innocence is a powerful force in a world full of corruption. (it could be developed detailing how is a world full of corruption)

king lear is a play shakespeare wrote later. (it is just a sentence and doesnt give any idea or topic to be discussed in details.

evil often wears the disguise of innocence. (this could be a saying or a proverb)

a and b are the correct answer to what your looking fior