Need to know if this is correct asap

Stress generally occurs when someone? a.becomes overconfident b.disregards others c.feels overwhelmed

Choose the types of characters an author may choose to create

Which sentence is punctuated correctly?  a.under a microscope; the organisms look a bit like ruffled tennis balls they have armored plates that fit together to make a round shape. b.when the water is disturbed; the organisms respond by glowing this makes swimmers look like floating beams of blue light. c.there is a bay in puerto rico that seems to light up at night; the light comes from tiny organisms in the water. d.the luminescence attracts visitors from around the world people are curious to see; this beautiful otherworldly sight.