The total monthly payment for a home mortgage loan is affected by the property tax and insurance. this amount is around 15% of the principal plus interest payment that you calculated in the previous problem. moreover, as a rule of thumb, a family should not devote more than 28% of its gross income for home loan payments. with this information, find the amount that a family must earn to afford a $200,000 mortgage loan using the aprs of the previous problem. the table below should you in your computations.