Create SQL for the following: Customers with low annual income or poor credit ratings often have trouble qualifying for credit. A new, local credit agency may be better able to serve this market segment than the current options can. The manager would like to talk to a few salespeople who have had the most encounters with these customers. Create a list that shows each salesperson (first and last name) and the number of encounters each has had with customers that have an annual income of $25,000 or less or have a credit description that is "Very Poor" or "Extremely Poor." Order the results alphabetically by the salespersonâs last name. Your query should have three columns: sFirstName, sLastName, encounter_count.