In addition to paying $100 per month for health insurance, sam is responsible for paying her first $500 of medical bills every year before her insurance covers and cost. The $500 sam must pay is called the:

Deductible

Explanation:

Deductible is the amount you must pay for a health care service before your health insurance begin to cover your remaining costs. Deductibles are not compulsory for all health care services therefore before registering to any insurance company, you should ask the company for list of covered service so that you  can prevent unwanted billing surprises. After you pay your deductible, you usually pay only a copayment or coinsurance for covered services

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