The physical view of a database system refers to

A. how the DBMS accesses data for a certain application program.
B. how a user or programmer conceptually organizes and understands the data.
C. how and where the data are physically arranged and stored.
D. how master files store data values used by more than one application program.

C. how and where the data are physically arranged and stored.

Explanation:

The physical view as the name implies describes how and where the data are physically arranged in the database. This deals with the physical arrangement of data in the database. This user usually view the database in a logical way. e.g table. The physical arrangement is usually used by database specialists. There can be multiple logical view of a database but just a single view of the physical view.

so much for the extra points :