What is the problem with paying only your minimum credit card balance each month

It keeps you longer in debt

Explanation:

when you keep paying only the minimum credit card balance on your credit card every month the unpaid balance is carried over to the next month with some charges as well therefore increasing the amount of debt to be paid for using the credit card.

the best practice is to pay above the minimum credit card balance on your credit whenever you earn an extra amount of money from your job in order to reduce the amount to be paid next month and also increase your credit score.

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