Free response: efficiency in the real world this lesson introduced the notion of "efficiency" in programming, and that it might mean different things at different times. think of an example outside of computer science in which you have heard the term "efficiency" and compare it to the ways we talked about efficiency in programming. in what ways is the meaning of "efficiency" the same? in what ways is it different? enter your answer here submit

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?