What is the most important factor to consider when selecting a credit card if you pay the balance every month on time a) apr b) annual fee c) late fee d) over-the-limit fee

Annual fee ( B )

Explanation:

The most important factor to consider when selecting a credit card if you pay your balance on time which means that you have a god credit score and you should be conscious of the Annual fees charged by the issuing bank

The APR ( annual percentage rate ): this is the annual rate charged or earned for either borrowing or investing it is applicable on loans and credit card. since you have a good credit record i.e you pay your monthly balance on time you shouldn't be bothered about that

Annual fees are charged automatically because of the benefits that comes with the use of credit card and this is regardless of your credit score

Late fees are charged for late payment made on credit card

Over-the-limit fee are fees charged once a cardholder makes purchases over the balance of their credit card

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