Marcy advises her clients on investments, taxes, wealth management, estate issues, budgeting, and insurance. marcy is also a licensed life insurance agent. when marcy sells life insurance to a client, the distribution channel used is a(n) direct writer. insurance broker. stock broker. financial planner.

The answer is "financial planner."

A financial planner is a qualified investment proficient who enables people and organizations to meet their long haul money related destinations by investigating the customer's status and setting up a program to enable the customer to meet those objectives. Financial planners have some expertise in expense arranging, resource allotment, chance administration, retirement and additionally estate arranging.  

answerstakeholders;