Pam and dave have been married for 4 years. recently pam and dave had a terrible fight. pam believes dave insulted her sister at . dave told pam he would apologize, but he never did. now pam feels like she cannot trust dave when he says he will do something. dave thinks the incident was no big deal and has no idea pam is so mad. lately, pam is spending more time with her sister and dave is spending more time at work. the result is that they hardly talk to each other. which of the following would move their relationship to the next stage and avoid the dissolution stage? a. a. they should continue to explore different interests. b. they should find a way to discuss what happened calmly and clearly. c. pam should continue to bring up the incident at . d. dave should wait until pam calms down.

John and daphne are saving for their daughter ellen's college education. ellen just turned 10 at (t = 0), and she will be entering college 8 years from now (at t = 8). college tuition and expenses at state u. are currently $14,500 a year, but they are expected to increase at a rate of 3.5% a year. ellen should graduate in 4 years--if she takes longer or wants to go to graduate school, she will be on her own. tuition and other costs will be due at the beginning of each school year (at t = 8, 9, 10, and 11).so far, john and daphne have accumulated $15,000 in their college savings account (at t = 0). their long-run financial plan is to add an additional $5,000 in each of the next 4 years (at t = 1, 2, 3, and 4). then they plan to make 3 equal annual contributions in each of the following years, t = 5, 6, and 7. they expect their investment account to earn 9%. how large must the annual payments at t = 5, 6, and 7 be to cover ellen's anticipated college costs? a. $1,965.21b. $2,068.64c. $2,177.51d. $2,292.12e. $2,412.76