If you write a check for $4,000 to buy a car when you have only $57.18 in your checking account (and no overdraft protection), what is likely to happen

The correct answer is: the check will not clear.

Explanation:

Overdraft protection is a credit given to customers to be able to process transactions even if their account balance is zero or falls behind zero. Every time the account holder has a negative balance and processes a payment the bank will charge an overdraft fee to the account. Overdraft protection could lead to potential debts for customers.

In that case, if someone writes a check for $4,000 while having only $57.18 in a checking account with no overdraft protection, the check will not clear.

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