Sherman is headed off to college this year. He took an extra year in high school in order to play sports a little bit longer. This gamble has paid off, and he is now headed off to college with a partial baseball scholarship. He knows that sometime soon he will have to replace the old pickup truck that his uncle gave him in high school, but he certainly does not anticipate being able to buy a new car with cash until well after college. He has never used a credit card before. What might he do to increase his credit score in anticipation of buying a car in the next several years?

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Carey company is borrowing $225,000 for one year at 9.5 percent from second intrastate bank. the bank requires a 15 percent compensating balance. the principal refers to funds the firm can effectively utilize (amount borrowed − compensating balance). a. what is the effective rate of interest? (use a 360-day year. input your answer as a percent rounded to 2 decimal places.) b. what would the effective rate be if carey were required to make 12 equal monthly payments to retire the loan?

Frost corporation incurred the following transactions during its first year of operations. (assume all transactions involve cash.) 1) acquired $1,900 of capital from the owners. 2) purchased $435 of direct raw materials. 3) used $290 of these direct raw materials in the production process. 4) paid production workers $490 cash. 5) paid $290 for manufacturing overhead (applied and actual overhead are the same). 6) started and completed 250 units of inventory. 7) sold 140 units at a price of $6 each. 8) paid $130 for selling and administrative expenses. the amount of raw material inventory on the balance sheet at the end of the accounting period would be: