Owen, Gwen, Beth, and Harold are all employees working for the Jones Mortgage Company, a licensed mortgage lender. Based on the activities described, what individual is NOT exempt from MLO licensing when completing the activities for Jones Mortgage Company

Which of the following statements is true regarding the reporting of outside interests and the management of conflicts? investigators are responsible for developing their own management plans for significant financial interests. the institution must report identified financial conflicts of interest to the u.s. office of research integrity. investigators must disclose their significant financial interests related to their institutional responsibilities and not just those related to a particular project. investigators must disclose all of their financial interests regardless of whether they are related to a research project.