Understand Federal legislation Fair Credit Billing Act
Truth in Lending Act
Credit CARD Act
Closed-end Credit Operations and Procedures
requires standardized disclosures regarding terms and how
fees are calculated
prohibits unfair mortgage lending practices
allows consumers to exercise their rights regarding disputes
and billing errors
prohibits unfair and abusive credit practices and ensures
fees are transparent

In each of the following, what happens to the unemployment rate? does the unemployment rate give an accurate impression of what’s happening in the labor market? a.esther lost her job and begins looking for a new one.b.sam, a steelworker who has been out of work since his mill closed last year, becomes discouraged and gives up looking for work.c.dan, the sole earner in his family of 5, just lost his $90,000 job as a research scientist. immediately, he takes a part-time job at starbucks until he can find another job in his field.