If you are looking for a vacation near Deep Creek Lake, MD then check this out. its really nice :)

Acrosswalk_when there are no pavement markings.

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What impact might an economic downturn have on a borrower’s fixed-rate mortgage? a. it might cause a borrower’s payments to go up. b. it might cause a borrower’s payments to go down. c. it has no impact because a fixed-rate mortgage cannot change. d. it has no impact because the economy does not affect interest rates.