The Costaguanan stock market provided a rate of return of 98%. The inflation rate in Costaguana during the year was 82%. In Ruritania, in contrast, the stock market return was only 13%, but the inflation rate was only 3%. a. Calculate the real rate of return for both the Costaguana and the Ruritania stock markets. (Do not round intermediate calculations. Enter your answers as a percent rounded to 2 decimal places.)