Compare 2 organizations from different industries

Your not allowed to ask their age, only if they're above 18, you cannot ask if they have ever been arrested, convicted, or spent time in jail prior to employment (you can however ask a question like "perhaps this job required security clearance, would you be able to attain it? "). you also cannot ask the severity or nature of any disabilities they have but similar to criminal record can ask if they are able to preform the job safely. in addition to this, you can ask *after* an interview if they're married for insurance reasons. so it appears to be c and d, but if you can only chose one it would probably be b.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

Gonna need some more info