Economists Andrew McAfee and Erik Brynjolfsson have written about "The Great Decoupling"-the divergence between productivity growth and employment. Since the mid-1990s, labor productivity and GDP have continued to increase, while employment and wages have remained stagnant. Using the concepts discussed in the chapter, which of the following reasons would explain an increase in productivity and GDP at a given level of employment? A. An decrease in the physical capital stock. B. Technological improvement. C. An increase in the marginal propensity to save. D. Population growth.

Match the given situations to the type of risks that a business may face while taking credit. 1. beta ltd. had taken a loan from a bank for a period of 15 years, but its sales are gradually showing a decline. 2. alpha ltd. has taken a loan for increasing its production and sales, but it has not conducted any research before making this decision. 3. delphi ltd. has an overseas client. the economy of the client’s country is going through severe recession. 4. delphi ltd. has taken a short-term loan from the bank, but its supply chain logistics are not in place. a. foreign exchange risk b. operational risk c. term of loan risk d. revenue projections risk

What are two benefits of consumer programs

Aborrower takes out a 30-year adjustable rate mortgage loan for $200,000 with monthly payments. the first two years of the loan have a "teaser" rate of 4%, after that, the rate can reset with a 5% annual payment cap. on the reset date, the composite rate is 6%. what would the year 3 monthly payment be?