Stage 1-Innovation. It is based on technological, operational and /or marketing innovations what types of retailers (from text Figure 12.3) do you think are in this stage at the present time?

answer; /// i believe its (bas design);

answer; someone must cover the cost associated with the provision of scarce goods in both sectors;

answer///a coalition;

answera major piece of legislation affecting the financial industry and containing significant privacy provisions for individuals;