Many people use mobile apps and online software to manage and create personalized budgets. Suppose your task is to develop an online tool for personal budgeting. What information would be included or entered? What types of features would the tool have?

Which of the following best explains why online retail companies have an advantage over regular stores? a. their employees make less money because they mostly perform unskilled tasks. b. they are able to keep distribution costs low by negotiating deals with shipping companies. c. their transactions require expensive state-of-the-art technological devices. d. they have a larger number of potential customers because people anywhere can buy from them.