A variable annuity sponsor wants to give an incentive to promote the sale of its products by the firms in the variable annuity selling group. To increase sales in the typically slow month of December, the sponsor is offering 4 Super Bowl tickets, along with paid travel expenses to and from the game for those 4 individuals, to the representative with the highest production number in December. Under FINRA rules, this is an example of:

Consider the following two projects. both have costs of $5,000 in year 1. project 1 provides benefits of $2,000 in each of the first four years only. the second provides benefits of $2,000 for each of years 6 to 10 only. compute the net benefits using a discount rate of 6 percent. repeat using a discount rate of 12 percent. what can you conclude from this exercise?

At the beginning of 2014, winston corporation issued 10% bonds with a face value of $2,000,000. these bonds mature in five years, and interest is paid semiannually on june 30 and december 31. the bonds were sold for $1,852,800 to yield 12%. winston uses a calendar-year reporting period. using the effective-interest method of amortization, what amount of interest expense should be reported for 2014? (round your answer to the nearest dollar.)

The largest elements of community corrections are