Front end loads: a) Are disguised as 12b-1 fees b) Are paid to the mutual fund company after you have held the fund for a long time and you are ready to sell the fund to get your investment back c) Can be compared between different mutual funds by adding the expense ratio and the 12b-1 fee that you find in the prospectus d) Are paid to the mutual fund company when you first purchase the fund

answer: kevoto

explanation: be healthy

being born in poverty would limit the people's chances, opportunities and benefits.

this happen because of several things, such as:

- poor people tend to gain less access to good education and nutrition. this mean that their chance to obtain high paying jobs would also be limited.

- poor people tend to socialize with other poor people while the rich tend to socialize with other rich people. this means that simply throguh their social circle, rich people would have more business opportunities compared to the poor people.

- rich people tend to have more capital in their disposal. this would benefit them in business since it is far easier for them to fund their business operation compared to poor people.

lives by a moral and ethical code