Which of the following demonstrates real value?

my new skis cost about as much as it did for all of us going to that concert on saturday night.
in-state college tuition costs me $23,000 for the first year
when all of us pool our money, we can buy a computer for my mom.
my dad needs to work all month to be able to pay for the huge dent in the side of the car.
when we sell the house, we will have enough to pay for four years of college.

Which of the following best describes the economic effect that results from the government having a budget surplus? a. consumers save more and spend less, enabling long-term financial planning. b. overall demand decreases, reducing the incentive for producers to increase production. c. banks have more deposits, enabling them to make more loans to investors. d. government spending increases, increasing competition for goods and services and driving prices up.