Calculate the future value of the following annuity streams: a. $6,000 received each year for 5 years on the last day of each year if your investments pay 6 percent compounded annually. b. $6,000 received each quarter for 5 years on the last day of each quarter if your investments pay 6 percent compounded quarterly. c. $6,000 received each year for 5 years on the first day of each year if your investments pay 6 percent compounded annually. d. $6,000 received each quarter for 5 years on the first day of each quarter if your investments pay 6 percent compounded quarterly.

James is an employee in the widget inspection department of xyz systems, a government contractor. james was part of a 3-person inspection team that found a particular batch of widgets did not meet the exacting requirements of the u.s. government. in order to meet the tight deadline and avoid penalties under the contract, james' boss demanded that the batch of widgets be sent in fulfillment of the government contract. when james found out, he went to the vice president of the company and reported the situation. james was demoted by his boss, and no longer works on government projects. james has a: