Assignment Take a critical and analytical (objective) look at your life. Think about your wants and needs. In two separate columns, list your top ten wants and your top ten needs. For each one, give a one-sentence explanation as to why it is a want or a need.

Next, explain why you need your needs, but don't actually need your wants. How does this change your perspective when considering things you want?

Design a budget using the template you researched and chose from the Internet. Allow yourself an income of $240 per month. Assume that your housing, medical care, and food needs are covered by your parents. Everything else is covered by you. This might include, but is not limited to: clothing, snacks, car insurance, automobile fuel, car payment, haircuts and personal care, toiletries, club memberships, entertainment, and any other purchases. Designate how you will allocate the $240 monthly.

Assignment Guidelines:
Share with the teacher how you used the decision-making process to help with a recent difficult decision. Document the steps you took and the outcomes. Be sure your explanation is at least 350 words and explains your process in detail.

Price and efficiency variances, journal entries. the schuyler corporation manufactures lamps. it has set up the following standards per finished unit for direct materials and direct manufacturing labor: direct materials: 10 lb. at $4.50 per lb. $45.00 direct manufacturing labor: 0.5 hour at $30 per hour 15.00 the number of finished units budgeted for january 2017 was 10,000; 9,850 units were actually produced. actual results in january 2017 were as follows: direct materials: 98,055 lb. used direct manufacturing labor: 4,900 hours $154,350 assume that there was no beginning inventory of either direct materials or finished units. during the month, materials purchased amounted to 100,000 lb., at a total cost of $465,000. input price variances are isolated upon purchase. input-efficiency variances are isolated at the time of usage. 1. compute the january 2017 price and efficiency variances of direct materials and direct manufacturing labor. 2. prepare journal entries to record the variances in requirement 1. 3. comment on the january 2017 price and efficiency variances of schuyler corporation. 4. why might schuyler calculate direct materials price variances and direct materials efficiency variances with reference to different points in time

Is exploiting a distinctive competence or improving efficiency for competitive advantage. (a) cooptation (b) coalition (c) competitive intelligence (d) competitive aggression (e) smoothing

In a fixed-term, level-payment reverse mortgage, sometimes called a reverse annuity mortgage, or ram, a lender agrees to pay the homeowner a monthly payment, or annuity, and expects to be repaid from the homeowner’s equity when he or she sells the home or obtains other financing to pay off the ram. consider a household that owns a $150,000 home free and clear of mortgage debt. the ram lender agrees to a $100,000 ram for 10 years at 6 percent. assume payments are made annually, at the beginning of each year to the homeowner. calculate the annual payment on the ram.