Maggie is a high school senior who just received her college financial aid award packet in the mail. While her mom watches, Maggie excitedly opens the envelope. She sees that she has received grants, scholarships and student loans. The thought of taking on debt makes Maggie a little nervous. Her mom tells her that student loans are normal and that she will have more time to focus on studying rather than having to work a part-time job in college. Is her mom's advice the same as the advice you'd give her? Explain what your advice would be. (need an answer asap please)