When offering financial products to clients, you may: a. Omit collecting client identification documents if they are a prior client.
b. Choose which clients are offered products based on your observations and experience.
c. Refuse to accept product applications from clients who request them.
d. All of the above.
e. None of the above.

d. All of the above.

Explanation:

All the three actions are appropriate actions for when offering financial products to clients.

a) is appropriate because prior clients are likely to have most of the information in the company's records.

b) is appropriate because as you gain experience, you become more knowledgeabe and intuitive about which clients should be offered a determined product.

c) is appropriate because as a financial worker, it is your duty to decline requests for financial products from clients who do not meet the given criteria.

answer; human resource management.(hrm);