Mr. Lloyd is 50 years old, married, has three teenage drivers, and owns a home. To manage risk and protect his wealth, he has the following auto insurance coverages. Bodily Injury Liability: $100,000 per person/$300,000 per occurrence Property Damage Liability: $50,000 per occurrence Personal Injury Protection (PIP) – $10,000 Uninsured Motorist Bodily Injury: $100,000 per person/$300,000 per occurrence Five vehicles are insured- a 1999 Dodge Caravan, 2012 Nissan Armada, 2006 Chevrolet Silverado, 2008 Honda Civic, and 2009 Nissan Altima. All vehicles have comprehensive, collision and emergency road service coverage except the Dodge Caravan, which does not have comprehensive or collision. If Mr. Lloyd were to change his Property Damage Liability from his current level to the Florida minimum of $10,000, he could save $130 every six months on his policy premium. Would you advise him to lower his coverage?Why or why not?

ans.

heterothermic organisms include those organisms that can switch between homeothermic (having body temperature higher than environment) and poikilothermic (having variation in internal body temperature) strategies.

some migratory birds show heterothermy as they decrease their metabolic rate during cold nights to keep their body temperature low. drop in metabolic rate allows increase in production efficiency of birds that reduces the internal body temperature to make it equal to external cold temperature during cold nights.

thus, the correct answer is 'birds allow their temperature drop in order to increase their production efficiency.'

if it is for a job, then you should learn everything you can about the job, like what does it involve, what qualification is required and how you are the right person for that job. dress appropriately for the interview. get plenty of rest the night before. good luck!

answerup to (3) three years;

false! basically!

i hope i'm correct.