The Environmental Protection Agency (EPA) works with businesses to find ways to reduce their
A. reliance on renewable energy
B. nitrogen emissions
C. tax burden
D. carbon footprints

Ummit record company is negotiating with two banks for a $157,000 loan. fidelity bank requires a compensating balance of 24 percent, discounts the loan, and wants to be paid back in four quarterly payments. southwest bank requires a compensating balance of 12 percent, does not discount the loan, but wants to be paid back in 12 monthly installments. the stated rate for both banks is 9 percent. compensating balances will be subtracted from the $157,000 in determining the available funds in part a. a-1. calculate the effective interest rate for fidelity bank and southwest bank. (do not round intermediate calculations. input your answers as a percent rounded to 2 decimal places.) a-2. which loan should summit accept? southwest bank fidelity bank b. recompute the effective cost of interest, assuming that summit ordinarily maintains $37,680 at each bank in deposits that will serve as compensating balances

1. is the act of declaring a drivers license void and terminated when it is determined that the license was issued through error or fraud.

Communication comes in various forms. which of the following is considered an old form of communication? a) e-mail b) letter c) skype d) texting