You receive a company-wide e-mail from the CEO announcing the acquisition of a new company. Upward flow Horizontal flow Downward flow A long line of communication is an obstacle in the horizontal flow of information. What is one way to improve the horizontal flow of information? Train employees to work as a team that uses better communication techniques. Make managers responsible for their employees being heard. Encourage limited participation in team functions.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan